We offer comprehensive retirement transition services designed for Irish professionals. Each service is priced transparently with no hidden fees or commission-based incentives.
You can work with us on individual services or combine multiple services into a comprehensive transition strategy. We'll help you determine which approach makes sense for your situation during an initial consultation.
Pre-Retirement Financial Mapping
A thorough analysis of your current financial position and projected retirement needs. We review pension entitlements, State Pension eligibility, tax obligations, investment assets, and anticipated expenses to create a realistic picture of your retirement finances.
This service includes detailed projections for the first ten years of retirement, analysis of different drawdown strategies, and identification of potential shortfalls or opportunities.
Pension Optimisation Review
Irish pension regulations create opportunities for tax-efficient withdrawals and asset allocation that many people miss. We review your existing pension arrangements—both private and occupational—and identify strategies to maximise your after-tax retirement income.
This includes analysis of Approved Retirement Fund options, annuity alternatives, timing of pension withdrawals, and coordination with State Pension benefits.
Lifestyle Transition Planning
Financial security doesn't guarantee a satisfying retirement. This service focuses on designing a post-career life structure that maintains purpose, social connection, and personal fulfilment.
We help you identify meaningful activities, plan for lifestyle transitions, establish new routines, and build social structures outside of professional networks. This includes activity mapping, milestone planning, and strategies for maintaining engagement during the first critical years of retirement.
Healthcare & Insurance Restructuring
Employer-provided healthcare ends when employment does. We evaluate your healthcare needs for retirement, compare private health insurance options, review coverage levels, and ensure you have appropriate protection for this life stage.
This service includes analysis of existing policies, comparison of available options from major Irish providers, and recommendations for coverage levels based on your health profile and financial situation.
Estate Planning Coordination
We work alongside your legal advisors to ensure your will, trusts, and inheritance plans align with your retirement strategy. This includes review of existing estate plans, identification of gaps or conflicts, and coordination with tax-efficient retirement drawdown strategies.
While we don't provide legal services, we ensure the financial and legal aspects of your planning work together effectively, protecting your interests and those of your beneficiaries.
Ongoing Strategy Adjustments
Retirement isn't static. Markets fluctuate. Life circumstances change. Tax regulations evolve. We provide quarterly reviews to adjust your strategy as conditions shift, ensuring you stay on track throughout retirement.
Each quarterly session includes portfolio review, expense tracking analysis, projection updates, and strategic adjustments as needed. This ongoing support provides peace of mind and ensures your plan adapts to changing circumstances.
How to get started
The first step is an initial consultation where we discuss your situation, answer your questions, and determine which services would be most valuable for you.
You can request a specific service using the form on our homepage, or contact us directly to discuss your needs before selecting a service package.
We typically respond to new enquiries within two business days to schedule your initial consultation.